Easy Ham and Cheese Oatmeal Recipe

There’s something about the aroma of freshly baked coffee cake that instantly takes me back to lazy weekend mornings at my grandma’s house. The smell of warm cinnamon, sweet butter, and just a hint of zucchini—yes, zucchini—wafting through the air as she pulled a pan out of the oven. I always do this when I want something comforting but a little fancy, perfect for brunch or just because. This zucchini and cream cheese swirl coffee cake is one of those recipes I’ve made *countless times*, and I still get excited every time I see that golden, crackly topping. It’s like a hug in dessert form—sweet, slightly nutty, with a tender crumb and a luscious cream cheese swirl that’s just perfect. And trust me, it’s super easy to throw together, even on your busiest mornings. My kids actually ask for seconds—and they’re pretty picky when it comes to zucchini. This one’s a lifesaver on busy nights, and it disappears in minutes at my house. I love how the zucchini keeps the cake moist and adds a touch of sneaky veggie goodness that nobody will suspect!

What is Zucchini and Cream Cheese Swirl Coffee Cake?

Think of this as a delightful twist on the classic coffee cake you probably know, but with a secret ingredient—zucchini. It’s essentially a tender, sweet cake layered with a rich, tangy cream cheese filling, then topped off with a buttery crumble and a drizzle of glaze. The name might sound fancy, but it’s very much a homey, comforting treat. The zucchini, shredded finely, gets mixed into the batter, adding moisture and a subtle veggie note that balances the sweetness beautifully. It’s the kind of dessert that feels a little naughty but is secretly healthy—or at least healthier than a slice of full-on cake. Its origins are pretty humble: a little bit of everything thrown into a pan and baked to perfection. Think of it as a breakfast, brunch, or cozy snack that’s just as good with coffee in the morning as it is after dinner with tea. It’s that versatile, that comforting, and honestly—absolutely addictive.

Why you’ll love this recipe?

What I love most about this zucchini and cream cheese swirl coffee cake is how it strikes that *perfect* balance between indulgence and freshness. The flavor? Oh, it’s heavenly. There’s warmth from the cinnamon, a buttery richness in every crumb, and that tangy, smooth cream cheese swirl weaving through every bite. The added zucchini keeps it moist and tender, so it’s not overly sweet or dense. Plus, it’s surprisingly simple to make—no complicated layers or fancy techniques. I’ve tested this with a bunch of different ingredients, and I swear, even adding a splash of almond milk makes the crumb even silkier. The cost? Low. The ingredients? Basic pantry staples—flour, sugar, cinnamon, zucchini, cream cheese—that you probably already have. The best part? You can customize it endlessly. Swap out walnuts for pecans, try brown sugar instead of white, or sprinkle extra cinnamon on top. It’s a recipe that’s equal parts delicious, forgiving, and versatile. What I love most about this is how it can be a quick morning breakfast or a cozy weekend treat—it’s genuinely a go-to for me when I want to bake something warm and satisfying with zero fuss. Plus, the kids can’t get enough of that gooey cream cheese swirl—you should see them fighting over the last piece!

How do you make Zucchini and Cream Cheese Swirl Coffee Cake?

Quick Overview

This coffee cake comes together in about an hour, and honestly, most of that time is hands-off baking while your home fills with that irresistible smell. You start by shredding a zucchini—finely, to keep the texture smooth—then mix it into a simple batter with flour, sugar, and a touch of cinnamon. While the batter’s in the oven, you whip up a creamy, tangy cream cheese filling. Once the base is ready, you swirl the cheese mixture into the batter, sprinkle a buttery crumble on top, and bake until golden. The glaze is optional but adds that perfect sweet shine. It’s a straightforward process, perfect for those lazy weekends or a quick weekday breakfast, and the layering is forgiving—no need for perfect patterns, just a gentle swirl that looks pretty and tastes amazing.

Ingredients

For the Main Batter:
– 2 cups all-purpose flour (trust me, unbleached or bread flour makes it extra tender)
– 1 cup granulated sugar (white is fine, but brown adds a warm note)
– 1 teaspoon baking powder
– 1/2 teaspoon baking soda
– 1 teaspoon cinnamon (my secret weapon—don’t skip it!)
– 1/2 teaspoon salt
– 1 cup grated zucchini (squeeze out excess moisture, super important!)
– 1/2 cup vegetable or almond milk (I’ve tried both; almond makes it richer)

For the Filling:
– 8 oz cream cheese (softened)
– 1/3 cup sugar
– 1 teaspoon vanilla extract
– 1 large egg (or a flax egg for dairy-free)

For the Glaze:
– 1/2 cup powdered sugar
– 1-2 teaspoons milk or lemon juice (for flavor and consistency)

Step-by-Step Instructions

Step 1: Preheat & Prep Pan

Set your oven to 350°F (180°C). Grease a 9-inch square pan or round cake pan with butter or non-stick spray. Line it with parchment paper if you want easy cleanup. I always do this to prevent sticking—trust me, it’s worth it!

Step 2: Mix Dry Ingredients

In a big bowl, whisk together the flour, sugar, baking powder, baking soda, cinnamon, and salt. This evenly distributes everything so the baking soda and powder activate properly. A good rhythmic whisk makes this step fun and helps avoid lumps.

Step 3: Mix Wet Ingredients

In a separate bowl, lightly beat the egg, then add the milk, vanilla, and shredded zucchini. Mix until smooth—you’ll notice the zucchini blends right in, giving the batter a subtly speckled look and a wonderful moistness.

Step 4: Combine

Pour the wet mixture into the dry ingredients and fold gently—don’t overmix, or your cake could get dense. Just combine until it looks cohesive and slightly lumpy; that’s perfect!

Step 5: Prepare Filling

In a small bowl, beat the softened cream cheese with sugar and vanilla until smooth. If your cream cheese is cold, let it sit out for a bit—it makes mixing way easier. For a bit of flair, add a pinch of lemon zest or a sprinkle of cinnamon.

Step 6: Layer & Swirl

Pour half of the batter into your prepared pan, then dollop spoonfuls of cream cheese mixture on top. Cover with the remaining batter and gently swirl with a knife or skewer—think of it as creating a marbled effect. Don’t overdo it; a few gentle figure eights do the trick!

Step 7: Bake

Pop it into the oven and bake for 40-45 minutes. Check doneness by inserting a toothpick—if it comes out clean, you’re golden. If the top is browning too fast, tent it with foil. Let it cool slightly before moving on to the glaze.

Step 8: Cool & Glaze

Allow the cake to cool in the pan for about 15 minutes. Mix your powdered sugar with milk or lemon juice until it’s just pourable. Drizzle over the slightly warm cake—the glaze adds a sweet, shiny finish that’s irresistible.

Step 9: Slice & Serve

Once cooled completely, slice into squares or wedges. Serve warm or at room temperature—with a cup of coffee or tea, of course. I swear, this is just as good the next day—if it lasts that long!

What to Serve It With

This coffee cake is one of those magical treats that works across the board. For breakfast, I love pairing it with a strong black coffee or a vanilla latte. It’s perfect for brunch when you have friends over—set it out with fresh berries, a dollop of whipped cream, or a side of yogurt. For an afternoon snack, a hot cup of tea and some sliced apples make the ideal companions. And, of course, it makes a lovely dessert—warm with whipped cream or a scoop of vanilla ice cream if you’re feeling decadent. I’ve even served it as a casual weekend breakfast for my kids, and they ask for it every single time—they think it’s a special treat, but honestly, it’s so straightforward I’ll take the credit. The subtle zucchini keeps it moist and light, so I don’t feel guilty indulging in a second piece, especially when I tell myself it’s packed with veggies!

Top Tips for Perfecting Your Zucchini and Cream Cheese Swirl Coffee Cake

Over the years, I’ve learned a few tricks that turn this from good to great. First, when shredding zucchini, I always do this last to keep it fresh and moist. Make sure to squeeze out as much excess water as possible—this step is crucial for a tender crumb that isn’t soggy. I use a clean dish towel to wring out the zucchini; a damp batter is fine, but excess moisture can really mess with the rise. When mixing the batter, be gentle—overmixing will lead to a dense cake. Just fold everything until combined, and don’t worry about small lumps. For the swirl, try alternating spoonfuls of cream cheese and batter—then drag a butterknife through in a zigzag pattern. The pattern doesn’t have to be perfect—imperfect swirls look charming and taste just as wonderful. If you want a richer flavor, add a teaspoon of lemon zest to the cream cheese filling or sprinkle chopped nuts on top before baking. I’ve tested substituting part of the flour with oat flour for added fiber, and it worked beautifully! Just remember, for gluten-free, use a blend of almond and coconut flour—it’s not quite the same as wheat, but still delicious. The oven temperature is key—bake too hot, and the top will brown too quickly while the middle stays doughy. Trust your toothpick test, and let it cool a bit before slicing to avoid crumbs falling apart.

Storing and Reheating Tips

This cake keeps surprisingly well. At room temperature, an uncut piece covered loosely with foil is good for a day or two. If you want it to stay fresh longer, wrap it tightly in plastic or store in an airtight container in the refrigerator—up to 4 days. I find that the flavors meld even better after a day in the fridge. To reheat, pop a slice in the microwave for about 15-20 seconds—just enough to warm through and soften the crumb. If you want to keep the glaze nice and shiny, I recommend adding it just before serving. For freezer storage, wrap individual slices tightly in plastic wrap, then pop them into a resealable bag—this way, you can enjoy a slice anytime. Thaw at room temperature for about 30 minutes, or microwave briefly. Just remember, the glaze may lose some of its shine after freezing, so consider adding a fresh drizzle when serving. The key is not to overdo it—less is more when reheating so you don’t dry out the cake. Honestly, this cake’s flavor holds up beautifully, and I always get compliments when I serve leftovers, even days later.

Frequently Asked Questions

Can I make this gluten-free?
Absolutely! I recommend using a blend of 1 1/2 cups almond flour and 1/2 cup coconut flour. Keep in mind that coconut flour absorbs more moisture, so you might need to add an extra tablespoon of milk or adjust the batter slightly. The texture will be a bit different—more tender and crumbly—but just as delicious. Make sure to add an extra teaspoon of baking powder to help it rise properly.
Do I need to peel the zucchini?
Nope! The skin is tender and adds a nice texture when grated finely. Just give it a good rinse and grate it using a fine box grater. Squeezing out the moisture afterward is the big step—trust me, this prevents a soggy crumb. Peeling isn’t necessary unless you prefer a completely smooth cake, but honestly, the bits of green added a lovely color and nutrition!
Can I make this as muffins instead?
Most definitely! Spoon the batter into muffin tins lined with paper liners, filling each about 3/4 full. Bake at 350°F (180°C) for 20-25 minutes or until a toothpick in the center comes out clean. The cream cheese swirl works just as well in muffin form—just be careful not to overmix. They make perfect grab-and-go snacks or a delightful brunch treat!
How can I adjust the sweetness level?
You can easily reduce the sugar in the batter and filling if you prefer less sweetness—try cutting the sugar by a quarter or even half. To compensate, add a touch more vanilla or a sprinkle of cinnamon for flavor. For natural sweetness, substitute honey or maple syrup—just reduce the liquid slightly to keep the batter from becoming too wet. Remember, the glaze adds extra sweetness, so leave that off if you want to keep it lighter.
What can I use instead of the glaze?
If you’re not a fan of glaze, dusting the cake with powdered sugar right before serving is lovely. Alternatively, a light drizzle of honey or maple syrup works well, or you can serve it plain—trust me, this cake is flavorful enough on its own. A dollop of whipped cream or a spoonful of Greek yogurt can add a creamy contrast, especially for breakfast or brunch.

Final Thoughts

If there’s one recipe I keep coming back to, it’s this zucchini and cream cheese swirl coffee cake. It’s a perfect example of how simple ingredients and a little love can create something truly special. I love how versatile it is—you can enjoy it warm with a cup of coffee, serve it for brunch with fresh fruit, or even sneak a little zucchini into a dessert that kids love. Over the years, I’ve tweaked this recipe countless times, adding a splash of almond milk here or swapping walnuts for pecans there, and it never disappoints. The smell alone will fill your kitchen with comfort and make everyone gather around. I hope you give it a try and make it your own. Happy baking, and I can’t wait to hear how yours turns out! Don’t forget to leave a comment or share your own twists—I love hearing from fellow bakers.

oatmeal

A healthy and hearty oatmeal recipe perfect for breakfast.
Prep Time 5 minutes
Cook Time 10 minutes
Total Time 15 minutes
Servings: 2
Cuisine: Chinese
Calories: 120

Ingredients
  

Main Ingredients
  • 1.5 cups rolled oats
  • 3 cups water
  • 0.5 cup milk
  • 1 tbsp honey
  • 0.25 tsp salt

Method
 

Preparation Steps
  1. Combine oats, water, milk, salt, and honey in a pot and bring to a boil.
  2. Reduce heat and simmer for about 10 minutes, stirring occasionally until creamy.
  3. Serve hot topped with fruits or nuts if desired.

Notes

This oatmeal is a quick and nutritious breakfast option.

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